FAQ s- PENSION

Q. 1. How is pension worked out?

Q. 2. What is restoration of pension and when is it due?

Q. 3. Is restoration of pension an automatic process?

Q. 4. What is the amount of Ex-gratia payment?

Q. 5. What is the meaning of reduced pension?

Q. 6. When can a Government Employee apply for voluntary retirement?

Q. 7. What is the meaning of the following terms-

                         Pension disbursing authority, Pension Issuing authority?

Q. 8. To whom should I apply for revision of pension?

Q. 9. How is the transfer of pension  affected?

Q. 10. To whom should I apply for transfer of my pension account?

Q. 11. Can I approach your office for my pension difficulties?

Q. 12. If the PPO is lost, can a duplicate PPO be issued?

 

Q. 13. What is the provision for interruption between two spells of civil service rendered by a Government servant ?                

 

Q. 14. In case of a departmental inquiry or court case pending against an employee at the time of retirement, what happens to his pension/gratuity?

 

Q. 15. Whether the service as a work charged or contingency paid employee qualifies for pension after absorption in a regular pensionable employment?

 

Q. 1. How is pension worked out?

Ans.  Pension is worked out by dividing the Average Emoluments( i.e.Last Month to the date of retirement ) by 2. If Qualifying Service (Q.S.) is less than 33 years, pension is reduced on a proportionate basis. The formula for pension calculation is = ((Average Emoluments)/2) X (No. of Half Year service/66)

 

Q. 2. What is restoration of pension and when is it due?

Ans. Restoration of the pension commuted by the pensioner becomes due on completion of 75 year age of pensioner or 15 years period from the date of payment of commutation amount which ever is earliar.

 

Q. 3. Is restoration of pension an automatic process?

Ans. No, the pensioner has to apply in prescribed form to the pension disbursing authority either Treasury or Bank.

 

 

Q. 4. What is Ex-gratia payment?

Ans. Ex-gratia payment is the lump-sum payment to the family of a government servant, who dies while in service .

Ex-gratia amount =[6 X {Basic Pay +Personal Pay, (if any)}], limited to a maximum of Rs 50000 /-

 

Q. 5. What is the meaning of reduced pension?

Ans. Reduced pension is the part of the pension which is payable after deducting commuted portion of the pension.

Q. 6. When can a Government employee apply for voluntary retirement?

Ans. A Government servant can apply for Voluntary Retirement only after completion of 20 years of his qualifying service. He / She should apply one months in advance, or else deposit 1 month pay .

Q.7. What is the meaning of the following terms:

Pension disbursing authority , Pension Issuing authority?

Ans.  Pension Disbursing Authority:  Pension paying Treasury / Bank.

         Pension Issuing Authority: The Authority who issues the PPO / GPO

          i.e. District Pension Officer.

Q. 8. To whom should I apply for revision of pension?

Ans. You have to apply for revision of pension on a prescribed format with necessary enclosures to your pension sanctioning authority i.e the office from which you have retired.

 

Q. 9. How is the transfer of pension affected?

Ans. Transfer of PPO is affected against the application made by the pensioner / family pensioner to the pension disbursing authority.

 In cases where the pension has to be transferred within the State, the Pension Disbursing Authority will send the PPO to the Treasury, which there after forwards the PPO to the concerned Treasury of that District where the payment is desired.

In case of inter State transfer the concerned Treasury forwards the PPO to Accountant General, M.P. which thereafter forwards the PPO to the concerned Accountant General  of the State, from where the Pensioner desires to draw his Pension.

If the disbursing authority is Bank, then the PPO is transferred to the concerned District Treasury first. The Treasury then has to follow the procedure mentioned above.

 

Q. 10. To whom should I apply for transfer of my pension account?

Ans. You have to apply to your respective Treasury Officer/ Bank.

 

Q. 11. Can I approach your office for my pension difficulties?

Ans. You are requested to contact  -Director Pension Provident fund and Inssurance, Bhopal.

                                                         -  

-District Pension Officers

                                                          -Concerned District Treasury Officer.

                     with all relevant documents for immediate redressal of your pension difficulties.

Q. 12. If the PPO is lost, can a duplicate PPO be issued?

 

Ans. The pension disbursing authority (Treasury / Bank) is responsible for the safe custody            of PPO. In case the PPO is lost, the Treasury Officer/Bank should lodge an F.I.R and intimate the same to the Director Pension Provident Fund and Inssurance , who after enquiry if decides that a duplicate PPO be issued, a fresh PPO can be issued. 

 

Q. 13. What is the provision for interruption between two spells of civil service rendered by a government   servant?

Ans.  It is to be treated as automatically condoned. Pre interruption service is treated as qualifying service. However the interruption should not be due to resignation, dismissal or removal from service or for participation in strike. 

 

Q. 14. In case of a departmental inquiry or court case pending against an employee at the time of retirement, what happens to his pension/gratuity?

Ans.   He is not entitled to a regular pension. However, the Head Of Office may authorize Provisional Pension in his favour, till decision in his case. The provisional pension may be paid up to the maximum pension admissible on the basis of qualifying service. No gratuity is

payable till the finalization of the case. However in case of criminal proceeding the case is to be decided by the Government.

 

Q. 15. Whether the service as a work charged or contingency paid employee qualifies for pension after absorption in a regular employment?

Ans.  To be a qualifying service, it should have been for a continuous period  of at least six years before the absorption.